The two versions of the scam
The refund lure
"We have recalculated your vehicle tax, you are owed [amount] due to overpayment." A link asks you to "claim" it — really a form harvesting your card details.
The fine threat
Your latest vehicle tax payment "failed" due to incorrect details — a link is provided to "update" your details, or risk a fine of up to £1,000.
How to spot it
- Any link asking to "confirm" or "claim": The DVLA's own rule is explicit — it doesn't do this by text or email unless you contacted them first.
- A specific refund amount: Real DVLA refunds are issued automatically, without you needing to "claim" anything.
- A threatened fine tied to a link: A genuine payment issue would come through your official DVLA account, not an unsolicited text link.
What to do if you get this text
- Don't click the link, don't open any attachment.
- Report it: Forward scam texts to 7726, or forward scam emails to report@phishing.gov.uk.
- Check the real way: Log into your account directly at gov.uk, typed manually, to check your actual vehicle tax status.
Egidio: your automatic phishing detector
Both versions of this scam rely on a link you're meant to click without thinking. Egidio catches that moment.
Egidio screens incoming calls and scans links arriving through your messaging apps in real time. When it recognises a fake DVLA or government site, it blocks the page before it loads.
Install Egidio